Getting Prequalified is the Key to Getting Your Offer Accepted

mortgage-refinance-office

If you are in the market to purchase a new home, you need to know that one of the most critical components to getting your offer accepted by the seller is having a pre-qualification or pre-approval letter from a reputable lender. In fact, it can make or break whether or not the seller takes your [...]

Discussing FHA Loans

House for sale

Many people looking for a mortgage have heard different terms being thrown around, but how many actually know exactly what they are?  Take FHA loans, for instance.  What are they and what does it benefit a buyer to get one? An FHA loan is simply a loan that is guaranteed by the Federal Housing Administration, [...]

Conventional Loans: What are they and why get one?

mortgage-check

Conventional loans are a breed unto themselves.  They offer many differences than most other loans, which in this case, it is a good thing.  That’s because being different here can save you money. Unlike other loans such as VA or FHA, conventional loans are not guaranteed or insured by the federal government.  They are backed [...]

8 Ways to Guarantee a Mortgage Approval

messy-filing

Before you go applying for mortgage rates or even take a car ride to find your dream home, it’s important to know exactly what you can get approved for. 1. Work history. Nothing is more appealing to a mortgage lender than a steady source of income. That means you can pay your monthly mortgage payment. [...]

7 Reasons to Call Your Mortgage Broker, Right Now

Mortgage Form

Any mortgage broker, especially in this market, should be top of mind. Checking in from time to time, just might make your mortgage situation improve. This market has lots of things changing when it comes to preparing to buy a new home or after you’ve purchased that new home. Bottom line, your mortgage broker can [...]